Monday, March 26, 2012

It's all about Investing Stocks

This morning while I was browsing the net and reading some featured articles, I came across an article talking about the 10 common mistakes when investing. I so like the facts discussed there as I feel that all of it were true and some I even encountered myself. There's one item in that list where I was truly caught off guard. In fact, felt a bit guilty because I just realized that I do that mistake myself every time I am doing transactions for my stocks. The article explained that one mistake when investing is basing it all from emotions. The two main emotions driving stock markets up and down are Fear and Greed. Oh dear, a big realization to me making my jaw fell in the ground. Because previously there was these two stocks that I bought and was keeping it for awhile. Then it went to a time that the price just blasted very high. Like it just went up like crazy.  I was very happy as I was making indeed a very smart decision that moment when I choose it. As days progress, I was already starting to feel  the fear of losing like what if the price will just drop the following day. So what I did was I sold it and fair enough I did gained some mark ups out from the amount I invested. After selling it, I noticed that the the price still getting higher and higher. So that's the time that I did felt some regret in my heart and told myself how foolish am I selling it in a hurry. Thinking that the stock value will never stop increasing, I bought again number of shares of the same stock to invest. And that's where I can say that I am becoming greedy already. And do you know what happened the next day after I bought that same stock? Well, the price suddenly fell so badly that I went losing with some percentage. And up to now, I am still recovering that very small portion that I lost. I admit my move was not so smart at that time but it is Ok because I am learning from this experience. Even pro investor also made mistakes and me as an amateur on this kind of thing, I know I still have a long way to go to really know how to move in the Stock World. Investing is really just like that. Sometimes you earned but sometimes you also lost. It will just depend on your strategies applied and well the gut feeling. But one thing I am also proud of is while investing, I really do embrace the fact that I am a beginner. Hence, I play being conservative. I only invest 50% in my account. And only play around with up to three stocks at a time. So far I am doing fine. And maybe I build confidence already with the moves I used, then probably I will upgrade.

 It's almost a year now since I started investing in Philippine Stocks. And since I divulge only lesser time on analyzing stocks position in the market, I can only make few progress in terms of my investment portfolio. But despite of that, I am still very proud that I was able to at least stay break-even or at least gain an extra amount despite of the fact that I am a newbie to the actual world of Stocks. My passion of stocks started when I took my Masters in Business Administration classes few years back. But since I don't have extra amount yet before to try it, I wasn't really able to penetrate what's really the actual catch. One thing important when deciding to invest in the market is the amount you are going to use will be taken from an extra fund. And you can even afford to lose it if worst thing happens. And now that I earn extra, I allocate some portion of my savings and invest it to stocks. It was really fun also. I can still even recall how exciting it was. Looking forward for the coming months where I can already give much focus to it.


Another thing highlighted in the article is to never stop studying and learning about stocks. Even a very advanced and experienced investors also made mistakes at times. So it's indeed very important to always get updated and learn how to use tools that can give assistance when analyzing stocks. I was so glad that last year, I was able to attend a Stock Seminar here in SG. It was such a very nice opportunity for me. And I thank Wealth Mentor so much for offering that seminar to those who are keen to it like myself.

I am just glad, I already started it despite of my hectic schedule here at work. I am excited about it. Soon!


Wealth Mentors gave me this at the end of the seminar. Thank You very much..This will help a lot as reference.



Yahoo Article:
10 Common Mistakes Made In Investing



Tuesday, March 20, 2012

Precious


I went to a store last weekend and noticed the compilation of Precious Hearts Romance pocketbooks for sale. I grabbed one copy and studied the printout of its cover as well as checked the name of the publishing company. I was quite thrilled when I saw that it was published locally in Philippines. The writing contents were actually using Tagalog dialect and the stories were contributed by different authors. It was actually recognized as the bestselling Tagalog pocketbooks in Philippines today. Wow I wonder how it feels to become a writer. I love to write and who knows one day, there will be a turning of events and an opportunity will just knock at my window. That would be awesome!

Anyway aside from that thought, it gave me an idea to why not also include this to my business plan. It gave me a feeling that this will add more excitement to my business as it can attract different segment of my target market. I can't elaborate more as I am still on the process of finishing my business plan. I am so excited about it and yesterday I already started browsing its website to get enough information on how can I get the material with discounts. Feels like I really want to start the ball rolling now. So exciting and the idea alone makes my brain jumping wildly.







Ok. Speaking of precious. Today is so precious to me as well as I'm celebrating my Natal Day! Hooray! Thank you GOD for this another wonderful year for me. Though I'm miles away from my love ones now but the thoughts of care and love is embracing me. Wishing things to be Ok for me here in SG and hopefully my turnover will run smoothly. Praying for the safety of my two precious.


Happy Birthday To Me!!!!!









                    Just to add, I received this birthday greeting message just now and it talks about the sun. Sounds cool.


            A friend's birthday message for me. I want to preserve the copy and so I am posting it in my page. Will always cherish our friendship forever. Thanks Cat. Will surely miss you too and wishing you also all the best in life.



Thursday, March 15, 2012

Aura

Have you ever wondered why you have a favorite color? So drawn to it like every time you see an object associating to that shade, your inner instinct just wishes to grab it and own it. I haven't asked myself this question either and just merely enjoying the fact that I have my own favorites. I guess just some basics of a human being huh. Ever since I remember becoming me, I do love purple color. As long as the shade is representing to the family of color violet, well that's my thing. I just don't want to show it off all the time because I don't want others to interpret it as an obsession. But when moving around in my own small world I am so much of a fan. I am so drawn to it that I usually landed myself buying things with a touch of violets. From purple packaging, purple coloring and purple tags, my eyes will just be instantly captivated  Like for instance last night. I never thought I could get to buy another fragrance spray despite of the fact that I still have enough supplies. I just couldn't say no on that moment when my eyes laid upon that attention grabber Purple Box fragrance with label  "Purple Touch Pride". And true indeed, it landed on my supplies cart and happily brought it with me to my flat. I am just lucky enough that the price is just within my pocket reach and the scent passed my smell preferences. Because if not, I would end up rationalizing trying to tell myself that I have other priorities and will just suppress wanting those small things that can make me happy.

So going back to that question why we really do have our own color preferences? A realization came up to me when I started reading the first book of the Immortal Series called 'Evermore" by Alyson Noel. After flipping a few pages of the book, I saw an Aura Color Chart  there and found out how each color symbolizes one's aura. I am quite certain that all these information regarding auras and chakras are already available online but the urge to explore about it hasn't filled my interest yet. But not until I took a glance on that Aura color chart when I started reading the novel. After finding out what violet color represents, I just evaluated myself and yes that could be it. Because most of the time, I feel that my inner self is always embracing some intuitions and wanting to have a peaceful mind like some sort of meditations. Getting that kind of feeling seemed more dominant to me compared to other ephemeral feelings that I may have felt from time to time. You will just know that this some sort of aura is always inside of you like you are born to it since birth. Other feelings can just be passing and can be stimulated by different factors like a person, an experience, surroundings, and others. As I read on that book, I also realized that whatever feelings we may have at that particular moment, our aura color also changes. And also it is a contributing factor on how our Chakras transmit energies. The chakras are thought to vitalise the physical body and to be associated with interactions of a physical, emotional and mental nature. Violet color symbolizes more on the crown chakra or more on mental energy. I guess then this is where my strongest lies. No wonder why my profession focuses more on developing systems which requires intense analysis and concentration.  I so love the realization of this because it helped me embrace my inner self deeply.

So what are these Aura Colors I am talking about? See below.

Aura Color Chart
Red      = Energy, strength,anger, sexuality, passion, fear, ego.
Orange = Self-control, ambition,courage, thoughtfulness, lack of will, apathetic.
Yellow  = Optimistic, happy, intellectual, friendly, indecisive, easily led.
Green   = Peaceful, healing, compassion, deceitful, jealous.
Blue      = Spiritual, loyal, creative, sensitive, kind, moody.
Violet    = Highly spiritual, wisdom, intuition
Indigo   = Benevolence, highly intuitive, seeker
Pink      = Love, sincerity, friendship
Gray     = Depression, sadness, exhaustion, low energy, skepticism
 Brown   = Greed, self-involvement, opinionated 
Black    = Lacking energy, illness, imminent  death
White    = perfect balance



So what's the color of your aura most of the time? Can you tell it now?






Monday, March 12, 2012

Sunday Notes

Here are some of my Sunday notes which I want to keep. Yesterday feels like I wisely consumed my entire day indulging myself  doing some very productive activities.

1. It's just a direction. Get it right!
          While I was inside the bus on my way to the church to attend the Sunday mass, the thoughts about getting a direction correctly suddenly popped up in my mind. Two years ago, I am sort of suffering a memory loss of direction. I mean it is very hard for me to recall a certain place even though I already visited it many times. I thought it was some sort of a disorder or something but I have evaluated again myself lately and found out that I am now so tuned at finding new places with less effort. I just realized that it was actually not a sickness or being born like that but I was just too lazy to force myself to be extra attentive to tiny details. I can still recall how desperate am I  finding a location or a meeting place. Whenever I need to visit a new place or a store, I just go inside without even looking at what's the name of that store or any landmarks nearby for me to be able to find it again. My friends sometimes get annoyed with me because when they mentioned a certain name of a store to meet up, they need to draw a map for me so I can get the picture. And it's not even my first time to visit that place. Yeah, I know that is quite annoying indeed. Anyways, I just noticed after my years of stay here in SG that my sense of getting direction improves a lot and getting lost is no longer an enormous concern to me. So how did I do it? 

Here are my tips:
     a. Pay attention to small details like colors, signs, and even how the air smells in that area. The smell can really helps.
     b. If you are visiting a new place, bring a street directory with you. If you are riding a bus, counting the bus stations as the bus stops is more effective than reading the name of the Bus station. They can change the station name anytime without your knowledge.
     c. Never be too dependent on the "Next Station Flashing Sign". The sensor might be not working properly and this will only mislead you.
     d. Follow your intuition. If you feel like the place is already near but not so sure how close you are, just alight and walk. Along the way, you can ask people how close you are. Just be friendly and don't look  desperate.
     e. Bring foods with you. Just in case you will feel hungry finding your way. Mind can work well if you are full.

2. Two Aspirin twice a day at 40's.
          While getting fixed up for Church, I was watching Dr. Oz  Show inside  my room. I love his show. It is quite informative particularly in taking good care of one's health. Yesterday's topic talked about how an Aspirin can actually be considered as a Miracle Pill. According to Dr. Oz and I quote, "There are 3 parts of the body that are benefited by a daily dose of an affordable, over-the-counter aspirin." Aspirin can prevent some of the most common kinds of cancer: colon and rectal cancer (the cancer that causes the second most disability and death in both men and women) and breast cancer. So when is the best age to take Aspirin?According to Dr. Oz, when we reached at our 40's we can start taking this twice a day.

To view Dr. Oz video discussing Aspirin as A Miracle Pill, click this link:
http://www.doctoroz.com/videos/aspirin-miracle-pill

Dr. Oz Show is among my favorite Talk Show. I love it!

3. The Ten Commandments.
            I am so blessed to hear GOD's message yesterday as the Holy Gospel talks about the Ten Commandments. No need to elaborate this as I already planted this one in my heart. 

"Thank You GOD for your undying love. I am not worthy to receive you but only say the word and I shall be healed."

4. Coffee and Pricing Strategies
            I am so grateful to Wikipedia for helping me getting a review on what method I should be using when pricing the products and services I'll be offering to the market. Although I have studied Masters in Business Administration for 2 years and half but how come I skipped this topic. In fact Pricing Methods is very significant. Or maybe I was too busy talking to my seatmates when our professor was discussing this one LOL. Anyways, I am considering Penetration Pricing, Psychological Pricing and Absorption Pricing. Just perfect for my soon to be shop.

These are the complete list of pricing strategies just in case you are also interested in reading about it too. 


Thank you Wikipedia. Your site rocks!!!

            
 Whoaaa! I feel stoked for my upcoming business. Hope to really make it.          

My new word for the day: (Got it from Owl City's tweet. Owl City's music inspires me a lot.) 
      ~ Stoked.

     

Wednesday, March 7, 2012

Life's Path

Last night, I started packing up some of my things to send to my hometown as I am sending some stuffs that I just bought from amazon.com and some stores here for the opening of my soon to be shop as well. When I started picking up the old clothes that I hardly used for awhile, suddenly memories flushed back to me starting that very first day I stepped in the airport. That moment when I first laid my eyes on the sights of this beautiful country, I was surrounded with mixed emotions , utterly difficult to describe There's excitement and hope but there's also sadness as that was the start of the day that I will seldom see and hug my family. That was the day when I started living alone just by myself. It was difficult but I have proven that I am a strong person as I truly won the battle of loneliness. I won it by teaching myself to stand and rely on my own strength and to have faith always. One thing I learned from  this being away experience is, it forced me to become more independent and to stand my ground holding firmly my full commitment in life. Life here is totally different as everyone is busy doing their own thing. The one thing I'm so proud of is despite of challenges, my commitment never wavered. We remain committed with our words and the love surmounting the foundation of our commitment gets stronger each day. It is really true now that we do have all the options in life and it is up to us to choose our option wisely. To never base a decision out from despair and out from the sake of temporary satisfaction.

Weighing consequences is I guess one my of skills. But above all, I don't want to choose a path that can break the heart of those people I treasure the most. And in the first place, I am here because of my intention to help them reach their dreams. It is obvious to myself now that their happiness is also my happiness beyond compare. At one time, I just realized that I was truly blessed with too much understanding and support. And how stubborn am I at times that I sometimes became skeptical to that fact returning back a  selfish gesture instead of returning it with full gratitude. Despite of my indifference and my weaknesses, I was given the chance to prove to the world that I too can do it. I was blessed with skills glowing in the embrace of my determination and faith. Now I can't deny that my heart is jumping from happiness and excitement to once again be reunited and discover what lays ahead. But this time, that path that I am choosing is leading back to them and seeing myself fulfilling my hearts desire with their everyday's warm embrace.

Truly, the experience is a bliss.

Thursday, March 1, 2012

12 Years Straight Journey

It's March 1,2012 and wow, I feel quite excited as it's getting closer and closer each day to finally put a pause on my 12 years straight journey developing and debugging systems. I shall say, the entire years caused my brains jumping almost everyday analyzing, catching and fixing bugs as well as formulating logic of the system. Not to mention how many cups of coffee invested on my body for it to produce ideas and techniques that actually helped me to cope up the stress it caused me. My first 5 years of swimming codes left me hungry to gain more experience. I have felt my willingness to explore more, know more, and apply all the skills that I have in many possible ways. It was those years that I was introduced to Oracle PL/SQL programming and other stuffs related to it. It was giving me unique experience, the pressure and urge of building and developing systems was such an amazing thrill. Also a plus factor the comments I am receiving from friends that what I was doing for a profession was totally cool. In other words, a totally geek, nerd thing.

 My 6th up to 10th year on this profession brought me to a different level of experience. Aside from learning another programming language using Progress 4GL Software, I was introduced to Management world, how to get along with customers, co-managers, how others biting you behind your back, and how to mentor junior programmers. In other words, I went out from hiding inside a shell and revealed myself and what I am capable of. From being aloof to suddenly exposed a little more confidence when facing the world. That level of confidence brought me to a new opportunity working abroad. The experience was a bittersweet for me. I need to work doubled to make others see my worth and for not causing them regrets why they hired me.I need to guard all my directions or else someone might take an opportunity grabbing the credit and stab your back (not literally but figuratively). Knowing that I'm working in a foreign land, away from people that I loved was emotionally excruciating. Not to mention the important occasions that I've missed, the sense of belongingness wasn't there, and that every night all alone by myself  in the room feeling sometimes trapped and contained in a very small box. Indeed it was such unbearable even just thinking about it and will never choose to be in that position again if given an option. But I struggled very hard for me to survive and for me to finish my 2 years contract. I thought I won't make it but yes I did and I am so proud of myself. I was able to meet our plans, I was able to provide more and with my family's determination, we were able to acquire a place we can call our very own home. If there's any regret that I have in my heart for being away for two years, it would be missing the each day growing of my precious little one. Soon I will go back and I will try my very best to catch up as much as I can and show my love and care deeper each day, for a lifetime.